Terms of Service

By using our website and services, including text messaging, you agree to these terms.

1. Introduction

These Terms and Conditions govern your use of American Loans website and our services. If you disagree, please do not use our website or services.

2. Using Our Website

• Age Restriction: You must be at least 18 years old to use our website and services, including text messaging.
• Legal Use Only: You may not use our website or text messaging for any illegal or unauthorised purpose. You must obey all relevant laws.
• Changes: We may modify, stop, or remove any part of our website, services, or content without notice.
• Your Responsibility: You are responsible for how you use any information or materials from our website, including text messages. We are not liable for any issues that arise.

3. Intellectual Property

All text, images, logos, software, videos, and text message content on our website are protected by copyright and other laws. You may not copy, distribute, change, or use any of our content without our written permission.

4. Privacy

• Privacy Policy: Our Privacy Policy explains how we collect, use, and protect your data, including information you share through text messages. By using our website and text messaging, you agree to our Privacy Policy.
• No Data Sharing: We do not share or sell your personal information, including the content of your text messages.

5. No Guarantees

• Information: Information on our website is for general knowledge only. We do not guarantee it is accurate, complete, or reliable.
• No Liability: We are not responsible for any losses or problems that may occur from using our website, text messaging services, or any information they provide.

6. Other Websites

We may link to third-party websites. We are not responsible for their content or how they handle your data. Use them at your own risk.

7. Limitation of Liability

As allowed by law, American Loans is not liable for any damages (direct, indirect, or otherwise) caused by using our website, services, or text messaging.

8. Your Responsibility to Protect Us

You will protect American Loans including its officers, directors, employees, and affiliates, from any claims, losses, or expenses (including legal costs) arising from your use of our website or if you break these Terms and Conditions.

9. Laws and Disputes

These Terms and Conditions are governed by the laws of Palm Beach County, Florida. Any disputes relating to these terms will be resolved in the courts of Palm Beach County, Florida.

10. Changes to These Terms

We may change these Terms and Conditions at any time. If we do, your continued use of our website and services, including text messaging, means you accept the updated terms.

SMS\TEXT MESSAGING TERMS

If you opt in to receive text messages from American Loans, the following terms apply:

SMS Program Details

Program Name: American LoansCustomer Care
Use Case: Customer Support

Message Types You May Receive:

• Customer support communications
• Appointment reminders
• Service notifications
• Follow-ups related to your inquiry

Message Frequency:

Message frequency varies based on your interaction with us. You may receive up to 10 messages per month.

Cost:

Message and data rates may apply. Check with your mobile carrier for details regarding your messaging plan.

Opt-In & Consent

By opting in to receive text messages, you agree that:

• You are the account holder or have authorization to enroll the phone number provided
• You consent to receive recurring automated messages from American Loans
• Consent is not a condition of purchasing any goods or services
• Message and data rates may apply

Opt-Out Instructions

You may opt out at any time.

• Text STOP to any message to unsubscribe
• You will receive a confirmation message after opting out
• To re-subscribe, text START or contact us directly

Help & Support

For assistance:

• Text HELP for support
• email: support@americanloans.co
• Phone: +1 (917) 635-1019

Supported Carriers

Our SMS program is supported by major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and others.
Carriers are not liable for delayed or undelivered messages.

Privacy & Data

We respect your privacy.
For more information, please review our Privacy Policy.

11. Contact

For questions about these Terms and Conditions, please email us at:
support@americanloans.co.

Compliance Notice

By submitting your phone number, you consent to receive SMS messages from American Loans regarding your inquiry, customer support, and service updates. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. Carriers are not liable for delayed or undelivered messages.